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Extraordinary Expenses Calculator

Calculate which extraordinary expenses you can deduct from taxes. Quick, accurate calculation with all 2026 exemptions and surcharges.

Updated 2026 Data stays local

Reasonable Burden

1.346,60 €

Deductible Amount

3.653,40 €

Estimated Tax Savings

1.096,02 €

Reasonable Burden Calculation (Tiered Model)

Tier 1: up to 15,340 EUR (2%)306,80 €
Tier 2: 15,340–51,130 EUR (3%)1.039,80 €
Tier 3: over 51,130 EUR (4%)0,00 €
Reasonable Burden1.346,60 €
Expenses5.000,00 €
– Reasonable Burden1.346,60 €
Deductible Amount3.653,40 €

Calculation per §33 EStG using the tiered model (BFH VI R 75/14). Typical extraordinary expenses: medical costs, care costs, funeral costs. Without guarantee.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

What counts as extraordinary expenses in tax law?

Extraordinary expenses include medical costs not covered by insurance, disability-related expenses, funeral costs, and disaster damage. They must exceed the reasonable burden threshold to be deductible.

How is the reasonable burden calculated?

The reasonable burden depends on your income, marital status, and number of children. It ranges from 1% to 7% of your total income. Only the portion of extraordinary expenses exceeding this threshold is tax-deductible.

What is the Extraordinary Expenses Calculator?

This calculator determines which of your extraordinary expenses exceed the reasonable own burden and are thus tax-deductible.

How does the Extraordinary Expenses Calculator work?

Enter your extraordinary expenses (e.g. medical costs, care costs) and income. The calculator computes the reasonable own burden under Section 33 of the Income Tax Act and deducts it. Only the excess reduces your tax.

Key Data and Facts

Reasonable own burden: 1-7% of total income, depending on marital status and number of children. Deductible items include medical costs, disability expenses and care costs.

Step-by-Step Guide

How to calculate den abzugsfaehigen Betrag step by step: 1. Aussergewoehnliche Belastungen sammeln: Krankheitskosten (Zuzahlungen, Brille, Zahnersatz), Pflegekosten, Beerdigungskosten, Scheidungskosten. Belege aufbewahren. 2. Gesamtbetrag der Einkuenfte determine: Summe aller Einkuenfte vor special expenses (Sonderausgaben) und aussergewoehnlichen Belastungen. 3. Zumutbare Belastung calculate (Stufenmodell nach BFH): Stufe 1 (bis 15.340 EUR), Stufe 2 (15.341-51.130 EUR), Stufe 3 (ueber 51.130 EUR) mit unterschiedlichen Prozentsaetzen je nach Familienstand und Kinderzahl. 4. Abzugsfaehigen Betrag determine: Aussergewoehnliche Belastungen minus zumutbare Belastung. Nur der uebersteigende Betrag mindert die Steuerlast. Beispiel: Ehepaar, 2 Kinder, Gesamtbetrag der Einkuenfte 60.000 EUR. Krankheitskosten: 4.500 EUR. Zumutbare Belastung (Stufenmodell): Stufe 1: 15.340 x 2 % = 306,80 EUR. Stufe 2: 35.790 x 3 % = 1.073,70 EUR. Stufe 3: 8.870 x 4 % = 354,80 EUR. total: 1.735,30 EUR. Abzugsfaehig: 4.500 - 1.735,30 = 2.764,70 EUR. Bei marginal tax rate 35 %: Steuerersparnis ca. 968 EUR.

Calculation Example

Ehepaar, 2 Kinder, Einkuenfte 60.000 EUR, Krankheitskosten 4.500 EUR. Zumutbare Belastung (Stufenmodell): 1.735,30 EUR. Abzugsfaehiger Betrag: 2.764,70 EUR. Steuerersparnis bei 35 % marginal tax rate: ca. 968 EUR.

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