Category · 51 calculators
Finance
Loans, interest rates, compound interest, mortgage financing, amortisation plans, inflation and savings calculators for personal finance in Germany.
51 calculators
Consumer Loan Calculator
Enter loan amount, rate, term and optional extra repayments to get the monthly payment, total cost and interest, plus a 12-month amortization table.
Open calculator PopularInterest & Compound Interest Calculator
Enter starting capital, rate, term and an optional monthly deposit to see final balance, total paid in and interest, with yearly or monthly compounding.
Open calculator PopularHome Purchase Financing Calculator
Enter price, equity, federal state, agent fee, rate and repayment to get purchase costs, loan amount, monthly payment, balance after the fixed-rate period and term.
Open calculatorCompound Interest Calculator
See how a lump sum grows with compound interest: enter capital, rate and term to get the final amount, interest earned and a year-by-year chart and table.
Open calculatorSavings Calculator
Enter a monthly amount, interest rate, term and optional starting capital to see the final balance, total deposits, interest earned and each year's balance.
Open calculatorETF Savings Plan Calculator
Enter monthly contribution, expected return, term and TER to see the final value before costs, after fund fees and after capital gains tax with 30% exemption.
Open calculatorReturn Calculator
Enter starting value, ending value and holding period to get the annualized return (CAGR), total return, gain or loss and the doubling time.
Open calculatorAmortization Calculator
Enter loan amount, rate, initial repayment and extra payments to get the monthly payment, total interest, payoff time and a yearly amortization schedule.
Open calculatorMortgage Calculator
From purchase price, equity, interest rate and term, get the loan amount, monthly payment, total interest and total cost until full repayment.
Open calculatorLoan Conditions Calculator
Three modes: work out the monthly payment, the term or the maximum loan amount from the other values, each with total cost and total interest.
Open calculatorInstallment Loan Calculator
Enter loan amount, nominal rate, term and any processing fee to get the monthly installment, total cost, interest and the effective annual rate.
Open calculatorDiscount Calculator
Enter the original price and one or more percentage discounts to get the final price, your saving and the effective total discount when discounts are stacked.
Open calculatorHousehold Budget Calculator
List your monthly income and expenses as custom items and see the balance, your savings rate and how your spending is split across the individual items.
Open calculatorBudget Calculator — Affordable Loan Payment and Amount
How much can you borrow? From net income, fixed costs, debt-to-income ratio, rate and term, get the maximum payment and loan amount, with 25–40% scenarios.
Open calculatorFund Calculator
What does a front-end load cost you? From investment, load, expected return, term and monthly savings, see the final value with and without it, year by year.
Open calculatorOvernight Deposit Calculator
Enter amount, rate and number of days to get gross interest, net interest after withholding tax and saver's allowance, and the daily and monthly interest.
Open calculatorFixed Deposit Calculator
For amount, interest rate and term in months, see interest and final balance before and after withholding tax, solidarity surcharge and saver's allowance.
Open calculatorWithdrawal Plan Calculator
How long will your savings last? From capital, monthly withdrawal and rate, see the duration, interest earned, the capital-preserving payout and a monthly plan.
Open calculatorInflation Calculator Germany 2026 — Purchasing Power Loss
See how inflation erodes savings in Germany: enter amount, rate and period to get the purchasing power loss, its halving time and the sum needed to keep value.
Open calculatorStock Calculator
Enter buy and sell price, shares, order fees, dividends and holding period to see profit, total and annual return, and profit after capital gains tax.
Open calculatorRetirement Provision Calculator
How much to save for your target pension? From age, retirement age, return and inflation, get the capital needed, monthly savings and the cost of a late start.
Open calculatorRiester Pension Calculator 2026 — Bonus 175 € + 300 €/Child Germany
Riester subsidy 2026 in Germany: 175 € basic allowance plus 300 € per child born from 2008. Get your minimum contribution, subsidy rate and tax benefit.
Open calculatorBuilding Savings Calculator
Enter contract sum, monthly savings, savings period and both interest rates to see the saved balance, savings ratio, loan amount, repayment time and interest.
Open calculatorInvestment Property Calculator
Is a rental property worth it? From price, purchase costs, rent, running costs and financing, get gross and net rental yield, cash flow and price-to-rent ratio.
Open calculatorGoal Savings Calculator
How much should you save each month? Enter target amount, term, interest rate and existing capital to get the required rate, interest share and yearly progress.
Open calculatorAnnuity Calculator
Get the constant annuity for your loan: from amount, rate and term, see the annual and monthly payment, total interest and a yearly amortization schedule.
Open calculatorLeasing Calculator
Lease or finance? From price, residual value, leasing factor, down payment and term, get the lease payment and total cost compared with a loan.
Open calculatorLoan Refinancing Calculator
Compare your current loan with a new offer: monthly payment, interest and total cost of both loans, plus your net saving after any refinancing fees.
Open calculatorEarly Repayment Penalty Calculator
Estimate the early repayment penalty from balance, contract rate and reinvestment rate, capped for instalment loans under § 502 BGB, plus your net saving.
Open calculatorFollow-up Financing Calculator
Extend or switch lenders? From balance, two rate offers, repayment rate and switching costs, see payment, interest, remaining debt and the cheaper option.
Open calculatorAuto Loan Calculator
Enter the car price, down payment, interest rate, term and an optional balloon payment to get the loan amount, monthly payment, interest cost and total cost.
Open calculatorOverdraft Calculator
Find out what your overdraft costs: interest for the period, per day and annualised, optional over-limit interest, and a comparison with an instalment loan.
Open calculatorCash Discount Calculator
From invoice amount, discount rate, discount period and payment term, get the amount payable, the saving and the effective annual rate of skipping the discount.
Open calculatorMargin Calculator
Get margin, markup and profit per unit from cost and selling price, or derive the selling price from a target margin or markup, with totals for any quantity.
Open calculatorPayPal Fee Calculator
PayPal fee and net amount for goods & services, merchant checkout, micropayments or friends & family by country – or work back to the amount needed.
Open calculatorIBAN Calculator
Generate a DE IBAN from bank code (Bankleitzahl) and account number, or check any IBAN by its check digits (mod 97) with country code, bank code and length.
Open calculatorDefault Interest Calculator
Get default interest under § 288 BGB from amount and dates: base rate 1.52% (since 1 July 2026) plus 5 points for consumers or 9 B2B, with a €40 flat fee.
Open calculatorRental Deposit Calculator
Work out the rental deposit: up to three months' net base rent in three instalments, plus interest and final value on the deposit account (default 0.7% p.a.).
Open calculatorROI Calculator
From investment, total returns, period and running costs, get the overall and annual ROI, net profit and the payback period of your project or investment.
Open calculatorContribution Margin Calculator
From selling price, variable costs, fixed costs and sales volume, get contribution margin I and II, break-even quantity and revenue, and the margin of safety.
Open calculatorPrice Increase Calculator — % Rise, Rent Increase, Tariff
Compare the old and new price: change in euros and percent, what the old amount still buys and the extra cost for a quantity, e.g. for rent or tariff increases.
Open calculatorInsurance Calculator
List your insurance policies with monthly premium and cover and see what your insurance costs in total per month, per year and per day, policy by policy.
Open calculatorLife Insurance Calculator
From premium, term, guaranteed payout and estimated surplus, work out your life insurance's annual return and compare it with an alternative savings plan.
Open calculatorBond Calculator
From face value, coupon, purchase price and remaining term, get the yield to maturity (YTM), current yield, total return and yearly coupon payments.
Open calculatorRebalancing Calculator
Enter asset classes with current value and target weight. The calculator shows current vs. target allocation and how much to buy or sell per position.
Open calculatorForward Loan Calculator
Forward rate from lead time and monthly premium, plus payment, interest cost and balance after the fixed-rate period, the premium's extra cost and break-even rate.
Open calculatorCash Counter — Count Coins and Bills (Till Reconciliation)
Count cash by denomination: enter how many notes (€5 to €500) and coins (1 cent to €2) you have and get subtotals for notes and coins plus the grand total.
Open calculatorEBIT Margin Calculator
Enter revenue and EBIT to get your EBIT margin, a rating from negative to excellent and a comparison with benchmark margins for eight industries.
Open calculatorTrade Calculation Calculator
Run a forward pricing calculation step by step, from list purchase price through discounts, procurement and overhead costs and profit to the net list price.
Open calculatorStorage Interest Calculator
From average inventory, storage period, interest rate and storage costs, get inventory interest, turnover rate, storage cost rate and monthly and annual costs.
Open calculatorChange Calculator — Coins and Bills to Return (Cashier)
Enter the bill amount and the money received to get the change due and how to hand it out with the fewest possible euro notes and coins.
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