PayPal Fee Calculator
Calculate PayPal transaction fees. For personal and business payments domestically and internationally. Free with amortization schedule, interest comparison,.
Send Amount
100,00 €
PayPal Fee
2,84 €
2,84 % effective
Net Amount (Recipient)
97,16 €
Fee Overview
| Type | Percent | Fixed | Fee at 100,00 € |
|---|---|---|---|
| Domestic (DE) | 2,49 % | 0,35 € | 2,84 € |
| EU / EEA | 3,49 % | 0,35 € | 3,84 € |
| International | 4,99 % | 0,35 € | 5,34 € |
| Micropayment | 5,00 % | 0,10 € | 5,10 € |
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
How high are PayPal fees for commercial payments in Germany?
In 2026 PayPal charges commercial domestic payments approx. 2.99 % + 0.35 EUR per transaction. Credit card surcharge: approx. 1.5 %. Exact terms depend on transaction volume.
Are personal PayPal payments free?
Personal payments (Friends & Family) are free via PayPal balance or bank debit. Credit card payments incur fees. Note: using Friends & Family for commercial transactions violates PayPal's terms of service.
How can I pass on PayPal fees to buyers?
You can increase the price so that after deduction you receive the desired net amount. Formula: gross = (net + 0.35) / (1 − 0.0299). Our calculator does this automatically.
Are there cheaper alternatives to PayPal?
SEPA bank transfers are free of charge. Stripe charges 1.5 % + 0.25 EUR (EU cards). For large amounts a bank transfer is usually cheapest.
What is the PayPal Fee Calculator?
The PayPal fee calculator computes PayPal transaction fees and shows how much the recipient actually receives after deductions.
How does the PayPal Fee Calculator work?
Enter the payment amount and transaction type (personal, commercial, international). The calculator applies the current fee schedule and shows net amount plus the gross needed to receive a specific net.
Key Data and Facts
PayPal fees Germany 2026 (commercial): 2.99 % + 0.35 EUR (domestic). International: up to 4.99 % + fixed amount. Personal payments (Friends & Family): free via bank/balance. Credit card surcharge: approx. 1.5 %. Currency conversion: 3–4 % markup.
Step-by-Step Guide
Step-by-step: 1. Determine transaction type: personal or commercial. 2. Enter payment amount. 3. Calculate fee: commercial domestic: amount × 2.99 % + 0.35 EUR. 4. Net amount = gross − fee. 5. If buyer pays fee: gross = (net + 0.35) / (1 − 0.0299). 6. International: higher percentages + currency conversion fee.
Calculation Example
100 EUR commercial domestic payment: fee = 100 × 2.99 % + 0.35 = 3.34 EUR. Recipient receives 96.66 EUR. To receive exactly 100 EUR net: gross approx. 103.45 EUR.
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