Investment Property Calculator
Check the profitability of a property as investment. With rental yield, tax effects and value appreciation. Online calculator with current 2026 market rates.
Gross Rental Yield
4,32%
Net Rental Yield
2,59%
Monthly Cash Flow
-392,42 €
Investment
Annual Income Statement
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What return can I expect from an investment property?
Gross rental yield in Germany typically ranges from 3-6% depending on location. Net yield after deducting management costs, maintenance reserves, and vacancies is usually 1-3 percentage points lower.
What tax advantages do investment properties offer?
Landlords can deduct depreciation (2-3% per year), loan interest, maintenance costs, and management expenses. After ten years, capital gains from property sales are tax-free.
What is the Investment Property Calculator?
This calculator computes the return and viability of a property as an investment, including rental yield, cash flow and tax effects.
How does the Investment Property Calculator work?
Enter purchase price, ancillary costs, rental income and financing details. The calculator determines gross and net rental yield, monthly cash flow and tax benefits through depreciation and income-related expenses. The return on equity is also shown.
Key Data and Facts
Gross rental yield = annual cold rent / purchase price. Net yield after operating costs (approx. 20-30%). Residential depreciation: 2-3% straight-line. Vacancy risk: approx. 2-4%.
Step-by-Step Guide
How to calculate die Rendite einer Anlageimmobilie step by step: 1. Kaufpreis und Nebenkosten determine: Kaufpreis + Grunderwerbsteuer + Notar + ggf. Makler = Gesamtinvestition. 2. Jahreskaltmiete bestimmen: Monatliche Kaltmiete x 12. 3. Bruttomietrendite: Jahreskaltmiete / Kaufpreis x 100. 4. Bewirtschaftungskosten abziehen: Hausverwaltung, Instandhaltung, Mietausfallwagnis (ca. 20-30 % der Miete). 5. Nettomietrendite: (Jahreskaltmiete - Bewirtschaftungskosten) / Gesamtinvestition x 100. 6. Cashflow calculate: Nettomieteinnahmen minus Kreditrate. 7. Steuerliche Vorteile: AfA (2-3 % auf Gebaeudewert), interest und work-related expenses (Werbungskosten) sind absetzbar. Beispiel: Eigentumswohnung 200.000 EUR, Nebenkosten 20.000 EUR. Kaltmiete 800 EUR/month = 9.600 EUR/year. Bruttomietrendite: 9.600 / 200.000 = 4,8 %. Bewirtschaftungskosten (25 %): 2.400 EUR. Nettomietrendite: 7.200 / 220.000 = 3,27 %. Finanzierung: 180.000 EUR Darlehen, 3,5 % interest, 2 % Tilgung. Monatsrate: 825 EUR. Monatlicher Cashflow: 800 - 825 = -25 EUR. AfA (2 % auf 160.000 EUR Gebaeudewert): 3.200 EUR/year steuerliche Entlastung.
Calculation Example
Wohnung 200.000 EUR + 20.000 EUR Nebenkosten. Kaltmiete 800 EUR/month. Bruttomietrendite: 4,8 %. Nettomietrendite: 3,27 %. Darlehen 180.000 EUR, rate 825 EUR/month. Cashflow: -25 EUR/month. AfA-Vorteil: 3.200 EUR/year.
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