Currency Converter
Convert amounts between euro, US dollar, pound, Swiss franc, zloty, lira, yen and yuan using the ECB euro reference rates with their date – not live rates.
ECB reference rates of 2 October 2026
The euro reference rates of the European Central Bank are taken over whenever this page is updated – they are not live rates. Banks and exchange offices use their own buying and selling rates including a markup.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
How do currency exchange rates work?
Exchange rates show how much of one currency you get for another. EUR/USD = 1.10 means 1 euro buys 1.10 US dollars. Rates fluctuate based on economic factors, interest rates, and market sentiment.
Where do I get the best exchange rates?
Banks and online services generally offer better rates than airport kiosks or hotel exchanges. Credit cards with no foreign transaction fees often provide competitive rates. Always compare the total cost including fees.
Are the exchange rates in the calculator up to date?
Not quite. The calculator uses the euro reference rates of the European Central Bank, which are taken over whenever this page is updated – their date is shown above the input field. They are not live rates; the ECB publishes new reference rates on working days at around 16:00 CET. The binding figure is your bank's or exchange office's rate. Between two foreign currencies (e.g. US dollars to Swiss francs) the calculator converts via the euro; results are rounded to two decimal places, and to whole units for the yen.
Guide
What is the Currency Converter?
The currency converter converts an amount in euros, US dollars, British pounds, Swiss francs, Polish zloty, Turkish lira, Japanese yen or Chinese yuan into all the other currencies in this list – based on the euro reference rates of the European Central Bank.
How does the Currency Converter work?
Enter the amount and choose the source currency. The converter shows the equivalent in the other seven currencies together with the rate used (1 source currency = x target currency). It is based on the ECB reference rates, which are taken over whenever this page is updated; their date is shown above the input field. Between two foreign currencies the converter goes via the euro: amount / rate of the source currency × rate of the target currency.
Key Data and Facts
On working days at around 16:00 CET the ECB publishes euro reference rates for about 30 currencies; they are for information only, and actual trades use other rates. Banks and exchange offices work with buying and selling rates, and the markup for cash exchange is often 1–5 %. The converter does not show live rates; results are rounded to two decimal places, and to whole units for the yen.
Step-by-Step Guide
How to use the currency converter step by step: 1. Enter the amount – a comma or a point can be used as the decimal separator. 2. Choose the source currency, e.g. euro, US dollar or Swiss franc. 3. Read the results: the converter shows the equivalent in all other currencies with the rate used below it. 4. Check the date: these are the ECB reference rates of the day shown, not the rate of this minute. 5. Between two foreign currencies the conversion goes via the euro, e.g. US dollars to francs = amount / USD rate × CHF rate. 6. Allow for the spread: the binding rate is the one of your bank or exchange office; cash exchange often adds a 1–5 % markup. 7. Travel tips: abroad, pay in the local currency where possible and decline the offered conversion into euros (dynamic currency conversion); a card without foreign transaction fees saves extra charges.
Calculation Example
Calculation with example rates (the converter shows the current ECB rates): 500 EUR to USD at 1 EUR = 1.14 USD: 500 × 1.14 = 570.00 USD. 1,000 CHF to EUR at 1 EUR = 0.94 CHF: 1,000 / 0.94 = 1,063.83 EUR. 100 USD to CHF via the euro: 100 / 1.14 × 0.94 = 82.46 CHF.
Sources
Official sources
Calculations are based on applicable German laws and official data:
Full methodology at Methodology.
Reviewed by Konstantin Iakovlev · Last updated:
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