Withdrawal Plan Calculator
Plan regular withdrawals from your assets. Calculate how long your capital will last.
Kapital reicht fuer
27 Jahre 7 Monate
Gesamte Withdrawaln
165.066,44 €
Erhaltene Interest
65.066,44 €
Ewige Rente (max. Withdrawal)
333,33 €/Monat
Hinweis: Ihre Entnahme von 500,00 €/Monat liegt über der ewigen Rente von 333,33 €/Monat. Das Kapital wird aufgebraucht.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is a withdrawal plan?
A withdrawal plan allows you to receive regular payments from an invested capital sum. You can choose between capital preservation (only withdrawing returns) or capital consumption (gradually using up the principal).
How long will my savings last with a withdrawal plan?
The duration depends on the invested capital, withdrawal amount, and investment return. As a rule of thumb, a 4% annual withdrawal rate is considered sustainable for 30+ years in a diversified portfolio.
What is the Withdrawal Plan Calculator?
The withdrawal plan calculator computes how long capital lasts with regular withdrawals and ongoing interest.
How does the Withdrawal Plan Calculator work?
Enter starting capital, monthly withdrawal and return. The calculator determines when the capital is exhausted. Alternatively it computes the maximum withdrawal for a desired period or the required return.
Key Data and Facts
Common in retirement planning (decumulation). 4% rule of thumb: withdraw 4% of initial capital per year. Consider flat-rate tax on investment income.
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