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Inheritance Tax Calculator

Calculate inheritance tax based on current exemptions and tax classes. For spouses, children and other heirs. Quick, accurate calculation with all 2026.

Updated 2026 Data stays local

Inheritance tax

11.000,00 €

Net inheritance

489.000,00 €

Detailed calculation

Inheritance value500.000,00 €
Tax allowance- 400.000,00 €
Taxable acquisition100.000,00 €
Tax class I / Tax rate11%
Inheritance tax11.000,00 €

Effective tax rate

Based on total inheritance value

2,20%

Calculation according to Inheritance and Gift Tax Act (ErbStG). Maintenance allowances, household goods and marital property equalization allowances are not considered. Without guarantee.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

How high is inheritance tax in Germany?

Inheritance tax rates range from 7% to 50% depending on the tax class and the value of the inheritance. Spouses have a tax-free allowance of 500,000 euros, children 400,000 euros per parent.

What tax-free allowances apply to inheritances?

The allowances depend on the degree of kinship: spouses receive 500,000 euros, children 400,000 euros, grandchildren 200,000 euros, and other heirs between 20,000 and 100,000 euros.

What is the Inheritance Tax Calculator?

The inheritance tax calculator determines the tax due based on the value of the inheritance, the tax class and personal allowances under the Inheritance Tax Act.

How does the Inheritance Tax Calculator work?

Enter the value of the inheritance and your relationship to the deceased. The calculator assigns a tax class, deducts the allowance and applies the progressive rate (7-50%) to the taxable amount.

Key Data and Facts

Allowances: spouses 500,000 euros, children 400,000 euros, grandchildren 200,000 euros. Class I rates 7-30%, Class II 15-43%, Class III 30-50%.

Step-by-Step Guide

How to calculate die Erbschaftsteuer step by step: 1. Nachlasswert determine: Addieren Sie alle Vermoegenswerte (Immobilien, Bankguthaben, Wertpapiere, Sachvermoegen) und ziehen Sie Schulden und Bestattungskosten (Pauschale 10.300 EUR) ab. Immobilien werden zum Verkehrswert bewertet. 2. Verwandtschaftsverhaeltnis bestimmen: Dies legt die tax class (Steuerklasse) und den tax allowance fest. tax class (Steuerklasse) I: Ehegatten (500.000 EUR), Kinder (400.000 EUR), Enkel (200.000 EUR). tax class (Steuerklasse) II: Geschwister, Nichten, Neffen (20.000 EUR). tax class (Steuerklasse) III: alle uebrigen Personen (20.000 EUR). 3. Steuerpflichtigen Erwerb calculate: Nachlasswert minus tax allowance. Ehegatten erhalten zusaetzlich einen Versorgungsfreibetrag von 256.000 EUR. 4. tax rate anwenden: In tax class (Steuerklasse) I von 7 % (bis 75.000 EUR) bis 30 % (ueber 26 Mio. EUR). In tax class (Steuerklasse) II von 15 % bis 43 %. In tax class (Steuerklasse) III von 30 % bis 50 %. Beispiel: Eine Tochter erbt ein Vermögen von 650.000 EUR. tax allowance (Kind): 400.000 EUR. Steuerpflichtiger Erwerb: 250.000 EUR. tax rate tax class (Steuerklasse) I bei 250.000 EUR: 11 %. Erbschaftsteuer: 250.000 x 11 % = 27.500 EUR. Hinweis: Selbstgenutztes Familienheim kann unter bestimmten Voraussetzungen steuerfrei vererbt werden.

Calculation Example

Tochter erbt 650.000 EUR. tax allowance (Kind, Stklasse I): 400.000 EUR. Steuerpflichtiger Erwerb: 250.000 EUR. tax rate: 11 %. Erbschaftsteuer: 27.500 EUR.

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