ETF Savings Plan Calculator
Calculate the performance of your ETF savings plan. With returns, costs and taxes.
Endwert (vor Costs)
104.185,33 €
Endwert (nach TER)
101.691,71 €
Endwert (nach Steuern)
92.042,63 €
Depositen
48.000,00 €
Kostenaufstellung
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is an ETF savings plan?
An ETF savings plan allows you to invest a fixed monthly amount in exchange-traded funds. It offers broad diversification at low cost and benefits from the cost-averaging effect over time.
How much return can I expect from an ETF savings plan?
Historically, global equity ETFs (e.g., MSCI World) have returned about 7-8% per year before inflation over long periods. Past performance does not guarantee future returns.
What is the ETF Savings Plan Calculator?
The ETF savings plan calculator simulates the performance of an ETF savings plan, accounting for costs (TER) and optional taxation.
How does the ETF Savings Plan Calculator work?
Enter the contribution, expected return, TER and investment period. The calculator determines the final portfolio value after ongoing costs. Optionally the advance lump sum and flat-rate tax on sale are included, with the 30% partial exemption for equity funds.
Key Data and Facts
Partial exemption for equity funds: 30%. Average TER for MSCI World ETFs: 0.10-0.20%. Historical average return MSCI World: approx. 7-8% p.a. nominal.
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