Fund Calculator
Compare fund performance. With front-end load, management fee and returns.
Ohne Aufschlag
17.908,48 €
Mit Aufschlag ({formatNumber(aufschlag, 1)}%)
17.013,05 €
Aufschlag-Costs
-895,42 €
| Jahr | Ohne Aufschlag | Mit Aufschlag | Differenz |
|---|---|---|---|
| 1 | 10.600,00 € | 10.070,00 € | -530,00 € |
| 2 | 11.236,00 € | 10.674,20 € | -561,80 € |
| 3 | 11.910,16 € | 11.314,65 € | -595,51 € |
| 4 | 12.624,77 € | 11.993,53 € | -631,24 € |
| 5 | 13.382,26 € | 12.713,14 € | -669,11 € |
| 6 | 14.185,19 € | 13.475,93 € | -709,26 € |
| 7 | 15.036,30 € | 14.284,49 € | -751,82 € |
| 8 | 15.938,48 € | 15.141,56 € | -796,92 € |
| 9 | 16.894,79 € | 16.050,05 € | -844,74 € |
| 10 | 17.908,48 € | 17.013,05 € | -895,42 € |
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is the difference between ETFs and active funds?
ETFs passively track an index with low fees (typically 0.1-0.5% per year). Active funds have a manager who tries to beat the market but charge higher fees (1-2% plus possible performance fees).
What costs are associated with investment funds?
Key costs include the total expense ratio (TER), possible front-end load (Ausgabeaufschlag), custody fees, and transaction costs. These significantly impact long-term returns.
What is the Fund Calculator?
The fund calculator computes the performance of a fund investment accounting for front-end load, ongoing costs and taxes.
How does the Fund Calculator work?
Enter the investment amount, front-end load, ongoing costs (TER) and expected return. The calculator shows the net return after costs and compares different fund types. Both lump-sum investments and savings plans are supported.
Key Data and Facts
Front-end load at branch banks: 3-5%. At online brokers often 0%. Ongoing costs (TER): active funds 1-2%, ETFs 0.1-0.5%. Note partial exemptions.
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