Forward Loan Calculator
Lock in current interest rates for the future. Calculate conditions for your forward loan.
3,50 % aktuell + 0,30 %-Punkte Aufschlag
With Forward Loan
Without Surcharge (Reference)
Das Forward-Darlehen lohnt sich, wenn die Zinsen bis zum Abruf über 3,80 % steigen.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is a forward loan?
A forward loan lets you lock in today's interest rates for a future mortgage refinancing, up to 60 months in advance. You pay a small premium (forward surcharge) for this rate guarantee.
When does a forward loan make sense?
A forward loan is useful when you expect interest rates to rise before your current fixed-rate period ends. The longer the forward period, the higher the surcharge -- typically 0.01-0.03% per month.
What is the Forward Loan Calculator?
The forward loan calculator computes the conditions of a forward loan, which locks in today's rates for a future refinancing.
How does the Forward Loan Calculator work?
Enter the remaining balance at the end of the current fixed-rate period, desired forward period and new fixed-rate period. The calculator determines the forward premium (approx. 0.01-0.03% per month of lead time) and the future monthly instalment.
Key Data and Facts
Forward period: up to 60 months in advance. Rate premium: approx. 0.01-0.03% per month. No free cancellation: a forward loan cannot be cancelled without cost once signed.
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