Real Estate Transfer Tax Calculator
Determine the real estate transfer tax when purchasing property. With tax rates for all federal states. Free online, no registration required, with 2026 tax.
Real estate transfer tax (6.5%)
€22,750.00
Estimated purchase costs
Real estate transfer tax rates vary by federal state between 3.5% and 6.5%. Notary, land registry and agent costs are estimates. Without guarantee.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
How high is the real estate transfer tax?
The real estate transfer tax rate varies by federal state, ranging from 3.5% (Bavaria, Saxony) to 6.5% (Brandenburg, North Rhine-Westphalia, Schleswig-Holstein, Thuringia). It is a one-time tax on the purchase price.
Are there exemptions from real estate transfer tax?
Direct sales between spouses and first-degree relatives (parents/children) are exempt. Also exempt are inheritances and gifts, as these are subject to inheritance or gift tax instead.
Are the 2026 German tax values current?
Yes — all tax rates, allowances and contribution ceilings reflect 2026: basic allowance €12,348, top tax rate 42 % from €69,879, Soli exemption €20,350. Source: German Federal Ministry of Finance (BMF) and gesetze-im-internet.de.
Guide
Quick Answer
The real estate transfer tax calculator computes the tax due when purchasing property. The rate varies by state between 3.5% and 6.5%.
What is the Real Estate Transfer Tax Calculator?
The real estate transfer tax calculator computes the tax due when purchasing property. The rate varies by state between 3.5% and 6.5%.
How does the Real Estate Transfer Tax Calculator work?
Enter the purchase price and state. The calculator multiplies the price by the state-specific rate. This one-time tax is required before the land register entry can be completed.
Key Data and Facts
Rates 2026: Bavaria 3.5%, Hamburg 5.5%, Berlin/Hesse 6%, Brandenburg/NRW/Schleswig-Holstein/Saarland 6.5%. Due within one month of the tax notice.
Step-by-Step Guide
How to calculate real estate transfer tax (Grunderwerbsteuer) step by step: 1. Determine the purchase price: the decisive figure is the purchase price agreed in the notarised purchase contract. Movable items (e.g. a fitted kitchen, awnings) can be listed separately and deducted from the purchase price. 2. Determine the federal state: the tax rate varies by federal state. Bayern and Sachsen: 3.5 %. Baden-Wuerttemberg, Niedersachsen, Rheinland-Pfalz: 5.0 %. Hamburg: 5.5 %. Berlin, Hessen: 6.0 %. Brandenburg, NRW, Schleswig-Holstein, Saarland, Thueringen: 6.5 %. 3. Calculate the tax: purchase price x tax rate. 4. Payment: due within one month of receiving the tax assessment. Only after payment does the tax office issue the clearance certificate (Unbedenklichkeitsbescheinigung) required for entry in the land register. Example: purchase of a freehold apartment in Berlin for 400,000 EUR. Tax rate in Berlin: 6.0 %. Real estate transfer tax: 400,000 x 6.0 % = 24,000 EUR. For comparison: the same apartment in Bayern would cost only 400,000 x 3.5 % = 14,000 EUR in real estate transfer tax -- a saving of 10,000 EUR. Real estate transfer tax is one of the incidental purchase costs and should be factored into the financing.
Calculation Example
Wohnungskauf Berlin, Kaufpreis 400.000 EUR. tax rate Berlin: 6,0 %. Grunderwerbsteuer: 24.000 EUR. Zum Vergleich in Bayern (3,5 %): 14.000 EUR.
Sources · E-E-A-T
Official sources
Calculations are based on applicable German laws and official data:
- Einkommensteuergesetz (EStG) — gesetze-im-internet.de
- Bundesministerium der Finanzen (BMF)
- Statistisches Bundesamt (Destatis)
Full methodology at Methodology.
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