Property Tax Calculator
Calculate the new property tax 2026 according to the federal model. With land value, plot area and assessment rate. Quick, accurate calculation with all 2026.
Typical: 300% - 900%, varies by municipality
Annual property tax
€271.56
Monthly property tax
€22.63
Calculation method
150 EUR/m² x 500 m²
Valuation factor: 2.8x (Single-family house, 1978 - 2022)
Property value x 0.031% (residential)
Tax assessment x Assessment rate (400%)
Due dates
February 15
€67.89
May 15
€67.89
August 15
€67.89
November 15
€67.89
Note on calculation
This is a simplified calculation based on the federal model. The actual property tax depends on many other factors including the statistical net cold rent, the property interest rate, the remaining useful life and the specific assessment by the tax office. Some federal states (e.g. Bavaria, Baden-Württemberg, Hamburg, Hesse, Lower Saxony) use different models. Please use your federal state's official property tax calculator for an exact calculation.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
What changed with property tax in 2026?
Since January 1, 2025, property tax is calculated using new assessment rules. The Federal Constitutional Court had declared the old standard values unconstitutional. The new property tax value is based on land value, plot size, and simplified yield assessment.
How is the new property tax calculated?
The calculation follows three steps: 1. Determination of the property tax value by the tax office. 2. Multiplication by the tax assessment rate. 3. Multiplication by the municipality's levy rate, which varies considerably between communities.
Are the 2026 German tax values current?
Yes — all tax rates, allowances and contribution ceilings reflect 2026: basic allowance €12,348, top tax rate 42 % from €69,879, Soli exemption €20,350. Source: German Federal Ministry of Finance (BMF) and gesetze-im-internet.de.
Guide
Quick Answer
The property tax calculator computes the annual property tax under the new valuation rules effective from 2025. It considers the assessed property value, the tax measurement figure and the municipal multiplier.
What is the Property Tax Calculator?
The property tax calculator computes the annual property tax under the new valuation rules effective from 2025. It considers the assessed property value, the tax measurement figure and the municipal multiplier.
How does the Property Tax Calculator work?
The calculation follows three steps: determine the property value, apply the tax measurement figure (0.031% for residential, 0.034% for non-residential in the federal model), then multiply by the municipal rate. Some states use their own models.
Key Data and Facts
New property tax effective 01 Jan 2025. Municipal rates vary (200-900%). Separate models in Bavaria (area model), Baden-Württemberg (land value model) and others.
Step-by-Step Guide
How to calculate property tax (Grundsteuer) step by step (federal model): 1. Determine the property tax value (Grundsteuerwert): this is assessed by the tax office in the notice on the property tax value. It is based on the standard land value, the plot area, the building factor and the statistical net cold rent. You will find the value in your assessment notice. 2. Apply the tax assessment figure: for residential properties the tax assessment figure is 0.031 % (0.00031), for non-residential properties 0.034 % (0.00034). Tax base amount = property tax value x tax assessment figure. 3. Apply the municipality's assessment rate (Hebesatz): property tax = tax base amount x assessment rate (in %). You will find your municipality's assessment rate on your local authority's website. Example: a single-family house in Köln with a property tax value of 250,000 EUR. Tax assessment figure: 0.031 % = 0.00031. Tax base amount: 250,000 x 0.00031 = 77.50 EUR. Assessment rate for Köln in 2026: 515 %. Property tax: 77.50 x 5.15 = 399.13 EUR per year. Note: in Bayern the area model applies (only plot and building area), in Baden-Württemberg the land value model (only standard land value x area). Check which model applies in your federal state.
Calculation Example
Einfamilienhaus Koeln, Grundsteuerwert: 250.000 EUR. Steuermesszahl (Wohnen): 0,031 %. Steuermessbetrag: 250.000 x 0,00031 = 77,50 EUR. Hebesatz Koeln: 515 %. property tax (Grundsteuer): 77,50 x 5,15 = 399,13 EUR/year (= 99,78 EUR/Quartal).
Sources · E-E-A-T
Official sources
Calculations are based on applicable German laws and official data:
- Einkommensteuergesetz (EStG) — gesetze-im-internet.de
- Bundesministerium der Finanzen (BMF)
- Statistisches Bundesamt (Destatis)
Full methodology at Methodology.
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