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Investment Property Calculator

Check the profitability of a property as investment. With rental yield, tax effects and value appreciation.

Updated 2025 Data stays local

Bruttomietrendite

4,32%

Nettomietrendite

2,59%

Monthlicher Cashflow

-392,42 €

Investition

Kaufpreis250.000,00 €
Kaufnebenkosten (10%)25.000,00 €
Gesamtinvestition275.000,00 €

Jährliche Ertragsrechnung

Jahreskaltmiete10.800,00 €
Mietausfallrisiko (3%)-324,00 €
Bewirtschaftungskosten-3.360,00 €
Netto-Mieteinnahmen7.116,00 €
Finanzierungszinsen-7.525,00 €
Tilgung-4.300,00 €
Jährlicher Cashflow-4.709,00 €
Kaufpreisfaktor23,1x
Equityrendite11,86%
Darlehen215.000,00 €
Monthly installment985,42 €

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

What return can I expect from an investment property?

Gross rental yield in Germany typically ranges from 3-6% depending on location. Net yield after deducting management costs, maintenance reserves, and vacancies is usually 1-3 percentage points lower.

What tax advantages do investment properties offer?

Landlords can deduct depreciation (2-3% per year), loan interest, maintenance costs, and management expenses. After ten years, capital gains from property sales are tax-free.

What is the Investment Property Calculator?

This calculator computes the return and viability of a property as an investment, including rental yield, cash flow and tax effects.

How does the Investment Property Calculator work?

Enter purchase price, ancillary costs, rental income and financing details. The calculator determines gross and net rental yield, monthly cash flow and tax benefits through depreciation and income-related expenses. The return on equity is also shown.

Key Data and Facts

Gross rental yield = annual cold rent / purchase price. Net yield after operating costs (approx. 20-30%). Residential depreciation: 2-3% straight-line. Vacancy risk: approx. 2-4%.

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