Medical Expenses Calculator
Calculate deductible medical expenses for your tax return. Scientifically based, free, no registration required.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
What medical costs can I deduct from taxes?
Deductible medical costs include copayments, glasses, dental work, prescriptions, travel to treatments, and medical aids not covered by insurance. They must exceed the reasonable burden threshold.
How do I claim medical expenses on my tax return?
Enter all medical expenses in your tax return under extraordinary expenses. Keep all receipts and prescriptions. Only the amount exceeding your individual reasonable burden is tax-deductible.
Does this calculator replace a doctor visit?
No. This calculator provides general orientation only. For medical questions, or before starting a diet, therapy or treatment, always consult a qualified physician or therapist.
Guide
Quick Answer
The medical expense calculator determines which illness-related costs you can deduct as extraordinary expenses on your tax return.
What is the Medical Expenses Calculator?
The medical expense calculator determines which illness-related costs you can deduct as extraordinary expenses on your tax return.
How does the Medical Expenses Calculator work?
Enter your medical costs (doctor fees, medication, glasses, dental prosthetics, etc.) and income. The calculator deducts the reasonable own burden and shows the tax-deductible amount and estimated tax saving.
Key Data and Facts
Deductible: co-payments, glasses, dental prosthetics, unreimbursed medical costs. Reasonable own burden: 1-7% of income. A public health officer certificate is required for some costs.
Step-by-Step Guide
How to calculate the tax-deductible portion of your medical expenses step by step: 1. Compile your medical expenses: co-payments for medication, doctor's costs (self-payer), the patient's share for dentures, glasses, contact lenses, co-payment for hearing aids, travel costs to the doctor (0.30 EUR/km), and naturopath fees. 2. Deduct reimbursements: amounts reimbursed by the health insurance fund or supplementary insurance. 3. Determine total income: the gross income of both spouses in the case of joint assessment. 4. Calculate the reasonable personal burden: this depends on income, marital status and the number of children. Tier 1 (up to 15,340 EUR): 5 % without children, 2 % with children. Tier 2 (15,341-51,130 EUR): 6 % or 3 % respectively. Tier 3 (over 51,130 EUR): 7 % or 4 % respectively. 5. Deductible: medical expenses minus the reasonable personal burden. 6. Estimate the tax saving: deductible costs x your personal marginal tax rate.
Calculation Example
Married couple, 2 children, income 60,000 EUR. Medical expenses: 3,500 EUR. Reasonable burden: 2 % of 15,340 + 3 % of 35,790 + 4 % of 8,870 = 306.80 + 1,073.70 + 354.80 = 1,735 EUR. Deductible: 1,765 EUR.
Sources · E-E-A-T
Official sources
Calculations are based on applicable German laws and official data:
Full methodology at Methodology.
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