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Leasing Calculator

Calculate the monthly leasing rate and total costs. Compare leasing with buying.

Updated 2025 Data stays local

Leasing

Monthly installment280,00 €
Total costs10.080,00 €
Residual valueanteil40,0 %

Finanzierung

Monthly installment1.041,14 €
Total costs37.481,12 €
Zinskosten2.481,12 €
Leasing günstiger um27.401,12 €

Hinweis: Beim Leasing geht das Fahrzeug nicht in Ihr Eigentum über. Bei Finanzierung besitzen Sie es nach Ablauf.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

What is the difference between leasing and buying?

Leasing means you pay for usage over a fixed term and return the asset. Buying means you own it outright. Leasing has lower monthly payments but no ownership at the end unless you exercise a purchase option.

Is leasing tax-deductible for businesses?

Yes, lease payments are fully deductible as operating expenses for businesses. This can be more advantageous than depreciation of a purchased asset, particularly for vehicles and equipment.

What is the Leasing Calculator?

The leasing calculator computes the monthly leasing instalment and total cost of a leasing contract for vehicles or other assets.

How does the Leasing Calculator work?

Enter the purchase price, down payment, leasing period, residual value and leasing factor. The calculator determines the monthly instalment and total cost. A comparison with financing shows which option is cheaper.

Key Data and Facts

Typical terms: 24-48 months. Leasing factor: monthly instalment / gross list price * 100 (good value: below 1.0). A special payment reduces the monthly instalment.

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