Rebalancing Calculator
Optimize your portfolio composition. Calculate the required reallocation for your target allocation.
Total portfolio
85.000,00 €
| Asset class | Current allocation | Target allocation | Soll-Wert | Difference | Action |
|---|---|---|---|---|---|
| Aktien Welt | 52,9% | 60,0% | 51.000,00 € | +6.000,00 € | Buy |
| Anleihen | 29,4% | 25,0% | 21.250,00 € | -3.750,00 € | Sell |
| Immobilien | 17,6% | 15,0% | 12.750,00 € | -2.250,00 € | Sell |
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is portfolio rebalancing?
Rebalancing means adjusting your portfolio back to its target allocation (e.g., 70% stocks, 30% bonds). Over time, different returns cause the actual allocation to drift from the target.
How often should I rebalance my portfolio?
Common approaches are calendar-based (annually or semi-annually) or threshold-based (when allocation drifts more than 5% from target). Less frequent rebalancing reduces transaction costs.
What is the Rebalancing Calculator?
The rebalancing calculator shows which buy or sell orders are needed to return your portfolio to the target allocation.
How does the Rebalancing Calculator work?
Enter your current portfolio breakdown and the target allocation. The calculator computes deviations and shows which positions need to be increased or reduced. It supports rebalancing through purchases, sales or new contributions.
Key Data and Facts
Recommended rebalancing frequency: 1-2 times per year or when deviation exceeds 5 percentage points. Consider tax on realised gains when selling.
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