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Pension Taxation Calculator

Determine the taxable portion of your pension and the income tax due in retirement.

Updated 2025 Data stays local

Monthly: 1.500,00 €

Taxation share

85,0%

Taxable portion

15.300,00 €

Pension tax allowance

2.700,00 €

Tax calculation

Annual gross pension18.000,00 €
Steuerpflichtiger Anteil (85,0%)15.300,00 €
Tax-free pension allowance2.700,00 €
Estimated income tax545,00 €
Net pension / year17.455,00 €

Monthly gross pension

1.500,00 €

Monthly pension after tax

1.454,58 €

The taxation share applies for life from the year pension begins. 2025: 83.5%. From 2058 pensions will be taxed at 100%. Tax depends on other income and deductions. Without guarantee.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

How are pensions taxed in Germany?

The taxable portion of statutory pensions depends on the year retirement begins. For 2025 retirees, 83.5% is taxable. By 2058, 100% of the pension will be taxable.

Is there a basic tax-free allowance for pensioners?

Yes, the same basic tax-free allowance of 12,084 euros (2025) applies. In addition, the non-taxable portion of the pension (determined by the year of retirement) remains fixed for life.

What is the Pension Taxation Calculator?

The pension taxation calculator determines the taxable portion of your statutory pension. The taxation share depends on the year in which you began drawing your pension.

How does the Pension Taxation Calculator work?

Enter the annual gross pension and the year retirement began. The calculator determines the taxable share and the tax-free portion. The tax-free amount is fixed in the first full year of retirement and remains constant.

Key Data and Facts

Taxable share: retirement start 2025: 83.5%. From 2058: 100%. Pension allowance fixed in the year following retirement. Basic allowance 2025: 12,084 euros.

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