24 Calk24

Gift Tax Calculator

Determine the gift tax on asset transfers during lifetime. With exemptions and tax classes. Free online, no registration required, with 2026 tax rates and.

Updated 2026 Data stays local

Previous gifts from the same donor within 10 years are aggregated.

Gift tax

11.000,00 €

Remaining amount

489.000,00 €

Detailed calculation

Current gift500.000,00 €
Tax allowance (10-year period)- 400.000,00 €
Remaining allowance400.000,00 €
Taxable acquisition100.000,00 €
Tax class I / Tax rate11%
Gift tax11.000,00 €

Effective tax rate

Based on the current gift

2,20%

Calculation according to ErbStG. The allowance applies per donor for a period of 10 years. After expiry, allowances can be used again. Without guarantee.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

How is gift tax calculated?

Gift tax follows the same rates and allowances as inheritance tax. The key difference is that allowances renew every ten years, enabling tax-efficient wealth transfer through staged gifting.

How often can you use gift tax allowances?

Gift tax allowances renew every ten years. This means parents can give each child up to 400,000 euros tax-free every decade.

What is the Gift Tax Calculator?

The gift tax calculator computes the tax on gifts. The same allowances and rates as for inheritance tax apply, but allowances can be used again every 10 years.

How does the Gift Tax Calculator work?

Enter the gift value and the relationship. The calculator deducts the allowance and computes the tax using the inheritance tax tariff. Multiple gifts within 10 years are aggregated.

Key Data and Facts

Allowances identical to inheritance tax but renewable every 10 years. Spouses: 500,000 euros, children: 400,000 euros. Gifts must be reported to the tax office within 3 months.

Step-by-Step Guide

How to calculate die Schenkungsteuer step by step: 1. Wert der Schenkung determine: Bei Geldgeschenken der Nennwert, bei Immobilien der Verkehrswert (Bewertungsgesetz), bei Wertpapieren der Kurswert am Stichtag. 2. Verwandtschaftsverhaeltnis festlegen: Die Freibetraege gelten alle 10 Jahre erneut. Ehegatten: 500.000 EUR, Kinder: 400.000 EUR, Enkel: 200.000 EUR, Geschwister/Nichten/Neffen: 20.000 EUR. 3. Fruehere Schenkungen beruecksichtigen: Schenkungen desselben Schenkers innerhalb der letzten 10 Jahre werden zusammengerechnet. 4. Steuerpflichtigen Betrag calculate: Schenkungswert abzueglich tax allowance und ggf. fruehere Schenkungen. 5. tax rate anwenden: Identisch mit der Erbschaftsteuer -- tax class (Steuerklasse) I: 7-30 %, tax class (Steuerklasse) II: 15-43 %, tax class (Steuerklasse) III: 30-50 %. Beispiel: Vater schenkt seiner Tochter eine Eigentumswohnung im Wert von 350.000 EUR. Vor 3 Jahren hat er ihr bereits 100.000 EUR geschenkt. Zusammenrechnung: 350.000 + 100.000 = 450.000 EUR. tax allowance Kind: 400.000 EUR. Steuerpflichtiger Erwerb: 50.000 EUR. tax rate (tax class (Steuerklasse) I, bis 75.000 EUR): 7 %. Schenkungsteuer: 50.000 x 7 % = 3.500 EUR. Tipp: Durch rechtzeitige Planung alle 10 Jahre koennen groessere Vermoegen steuerfrei uebertragen werden.

Calculation Example

Vater schenkt Tochter Wohnung (350.000 EUR) + frueheren Betrag (100.000 EUR) = 450.000 EUR in 10 Jahren. tax allowance Kind: 400.000 EUR. Steuerpflichtig: 50.000 EUR. tax rate: 7 %. Schenkungsteuer: 3.500 EUR.

Related Calculators