Tax Optimization Calculator
Find legal ways to optimize your taxes. Tips on business expenses, special expenses and allowances. Free online, no registration required, with 2026 tax.
Lump sum: 1,230 EUR
Lump sum: 36 EUR
Tax After Optimization
€15,697.00
Total Tax Savings
€0.00
Tax Savings per Deduction
ZvE: €63,734.00
Pauschale €1,230.00
Pauschale €36.00
None specified
None specified
Simplified calculation per §32a EStG 2026. Actual tax savings depend on many factors. Reasonable burden for extraordinary expenses is not considered here. Without guarantee.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
What are the most effective ways to reduce taxes?
Key strategies include maximizing income-related expenses (Werbungskosten), using the commuter allowance, contributing to retirement plans, claiming home office deductions, and timing income and expenses strategically.
Can I deduct home office costs?
Since 2023, you can deduct a flat rate of 6 euros per day worked from home, up to 1,260 euros per year (210 days). Alternatively, actual costs can be deducted if you have a dedicated home office room.
Are the 2026 German tax values current?
Yes — all tax rates, allowances and contribution ceilings reflect 2026: basic allowance €12,348, top tax rate 42 % from €69,879, Soli exemption €20,350. Source: German Federal Ministry of Finance (BMF) and gesetze-im-internet.de.
Guide
Quick Answer
The tax optimisation calculator shows legal ways to reduce your tax burden. It analyses deduction items such as income-related expenses, special expenses and pension provisions.
What is the Tax Optimization Calculator?
The tax optimisation calculator shows legal ways to reduce your tax burden. It analyses deduction items such as income-related expenses, special expenses and pension provisions.
How does the Tax Optimization Calculator work?
Enter your income and existing deductions. The calculator checks whether you are fully utilising allowances and lump sums, and shows the savings potential. It considers income-related expenses, special expenses, pension provisions and household services.
Key Data and Facts
Income-related expenses lump sum: 1,230 euros. Special expenses lump sum: 36 euros. Household services: max. 20,000 euros (20% = max. 4,000 euros tax saving). Tradesperson services: max. 6,000 euros (20% = max. 1,200 euros).
Sources · E-E-A-T
Official sources
Calculations are based on applicable German laws and official data:
- Einkommensteuergesetz (EStG) — gesetze-im-internet.de
- Bundesministerium der Finanzen (BMF)
- Statistisches Bundesamt (Destatis)
Full methodology at Methodology.
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