24 Calk24

Tax Optimization Calculator

Find legal ways to optimize your taxes. Tips on business expenses, special expenses and allowances. Free online, no registration required, with 2026 tax.

Updated 2026 Data stays local

Lump sum: 1,230 EUR

Lump sum: 36 EUR

Tax After Optimization

15.697,00 €

Total Tax Savings

0,00 €

Tax Savings per Deduction

Without Deductions

ZvE: 63.734,00 €

15.697,00 €
Income-Related Expenses

Pauschale 1.230,00 €

-
Special Expenses

Pauschale 36,00 €

-
Extraordinary Burdens

None specified

-
Pension Expenses

None specified

-
Tax After Deductions15.697,00 €

Simplified calculation per §32a EStG 2026. Actual tax savings depend on many factors. Reasonable burden for extraordinary expenses is not considered here. Without guarantee.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

What are the most effective ways to reduce taxes?

Key strategies include maximizing income-related expenses (Werbungskosten), using the commuter allowance, contributing to retirement plans, claiming home office deductions, and timing income and expenses strategically.

Can I deduct home office costs?

Since 2023, you can deduct a flat rate of 6 euros per day worked from home, up to 1,260 euros per year (210 days). Alternatively, actual costs can be deducted if you have a dedicated home office room.

What is the Tax Optimization Calculator?

The tax optimisation calculator shows legal ways to reduce your tax burden. It analyses deduction items such as income-related expenses, special expenses and pension provisions.

How does the Tax Optimization Calculator work?

Enter your income and existing deductions. The calculator checks whether you are fully utilising allowances and lump sums, and shows the savings potential. It considers income-related expenses, special expenses, pension provisions and household services.

Key Data and Facts

Income-related expenses lump sum: 1,230 euros. Special expenses lump sum: 36 euros. Household services: max. 20,000 euros (20% = max. 4,000 euros tax saving). Tradesperson services: max. 6,000 euros (20% = max. 1,200 euros).

Related Calculators