Amortization Calculator
Create a detailed amortization schedule for your loan. With extra payments and remaining balance.
Monthly installment
1.375,00 €
Total interest
177.593,16 €
Term
29 Jahre
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is a repayment schedule?
A repayment schedule shows how your loan payments are divided between interest and principal over time. With an annuity loan, the interest portion decreases and the repayment portion increases over the term.
What repayment rate should I choose?
The minimum is usually 1%, but 2-3% or more is recommended to repay the loan faster and save interest. Each additional percent of repayment can shorten the term by many years.
What is the Amortization Calculator?
The repayment calculator produces a detailed repayment schedule for your loan, showing how each instalment is split between interest and principal.
How does the Amortization Calculator work?
Enter the loan amount, interest rate and repayment rate. The calculator produces a schedule showing the interest portion, principal portion and remaining balance for each month or year. Extra repayments and rate changes can be planned.
Key Data and Facts
Recommended initial repayment for property: at least 2-3%. Higher repayment significantly shortens the term. Extra repayment rights: often 5-10% p.a. contractually agreed.
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