Insurance Calculator
Compare insurance premiums and find the optimal insurance coverage.
Total cost / month
123,00 €
Total cost / year
1.476,00 €
Cost / day
4,04 €
| Insurance | / month | / year | / day |
|---|---|---|---|
| Haftpflichtversicherung | 8,00 € | 96,00 € | 0,26 € |
| Hausratversicherung | 15,00 € | 180,00 € | 0,49 € |
| Berufsunfähigkeit | 45,00 € | 540,00 € | 1,48 € |
| KFZ-Versicherung | 55,00 € | 660,00 € | 1,81 € |
| Total | 123,00 € | 1.476,00 € | 4,04 € |
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
Which insurance policies are essential in Germany?
Essential insurances include health insurance (mandatory), private liability insurance, disability insurance, and car insurance (mandatory for vehicle owners). Tenant liability is also highly recommended.
How can I save on insurance premiums?
Compare offers annually, choose higher deductibles, combine policies with one provider for discounts, pay annually instead of monthly, and cancel unnecessary coverage.
What is the Insurance Calculator?
The insurance calculator estimates the annual costs of various insurance types and helps evaluate the price-performance ratio.
How does the Insurance Calculator work?
Select the insurance type and enter the relevant data. The calculator estimates the annual premium based on typical tariffs and shows which types of insurance are advisable for your situation.
Key Data and Facts
Mandatory insurance: health, long-term care, pension, unemployment, motor liability. Useful extras: personal liability (approx. 50-80 euros/year), disability, household contents.
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