Car Cost Calculator
Calculate the monthly total costs of your car. Insurance, tax, fuel, maintenance and depreciation. Free online, with current rates, CO2 calculation and 2026.
Cost per Month
558,13 €
Cost per Kilometer
44,7 ct/km
Total Costs (5 years)
33.487,50 €
Cost Breakdown (per Year)
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What are the total costs of car ownership?
Total costs include fuel, insurance, vehicle tax, maintenance, tires, depreciation, and financing. The ADAC estimates average costs of 300-700 euros per month depending on the vehicle class.
How much does car depreciation cost?
New cars lose about 25% in the first year and around 5-10% each subsequent year. After three years, a car has typically lost 40-50% of its original value.
What is the Car Cost Calculator?
The car cost calculator computes the monthly and annual total costs of a car including depreciation, insurance, tax, fuel and maintenance.
How does the Car Cost Calculator work?
Enter the vehicle value, annual mileage, consumption and insurance costs. The calculator totals all cost items: depreciation, tax, insurance, fuel, maintenance, tyres and computes the cost per kilometre.
Key Data and Facts
Average car costs Germany: approx. 500-800 euros/month (incl. depreciation). Depreciation: largest item (approx. 40-50% in 3 years). Cost per km: 0.30-0.60 euros.
Step-by-Step Guide
How to calculate die Gesamtkosten Ihres Autos step by step: 1. Wertverlust calculate: Groesster Einzelposten. Im 1. year ca. 20-25 %, danach ca. 5-10 % annually. Neuwagen 35.000 EUR: nach 3 Jahren ca. 20.000 EUR Wertverlust = 556 EUR/month. 2. Versicherung: Haftpflicht (Pflicht): ca. 400-800 EUR/year. Teilkasko: ca. 150-400 EUR/year. Vollkasko: ca. 500-1.500 EUR/year. 3. vehicle tax (Kfz-tax): Abhaengig von Hubraum und CO2-Ausstoss, ca. 100-400 EUR/year. 4. Kraftstoff: Jahresfahrleistung x Verbrauch / 100 x Literpreis. Bei 15.000 km, 7 l/100 km, 1,70 EUR/l: 1.785 EUR/year. 5. Wartung und Reparaturen: Inspektion, Oelwechsel, Verschleissteile. Ca. 500-1.000 EUR/year. 6. Reifen: Sommer- und Winterreifen alle 3-4 Jahre. Ca. 200-400 EUR/year. 7. Sonstige costs: TUeV/HU, Parkgebuehren, Waschanlage. 8. Gesamtkosten pro km: Alle Jahreskosten / Jahresfahrleistung.
Calculation Example
VW Golf, Neuwert 35.000 EUR, 15.000 km/year. Wertverlust: 5.000 EUR. Versicherung (VK): 900 EUR. tax: 120 EUR. Sprit: 1.785 EUR. Wartung: 700 EUR. Reifen: 300 EUR. total: 8.805 EUR/year = 734 EUR/month = 0,59 EUR/km.
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