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Non-Cash Benefit Calculator 2026 — Company Car & Meal Vouchers

Calculate taxable non-cash benefits (geldwerter Vorteil) for 2026: company car (1% rule), meals (4.40 €/lunch), job ticket. Tax-free up to 50 €/month.

Updated 2026 Data stays local Free

Benefit in Kind / Month

€1,200.00

Tax burden / year

€744.00

Net Benefit / Year

€456.00

Calculation

Benefit in Kind / Month€100.00
Income Tax (42 %)- €42.00
Social Security (~20 %)- €20.00
Total Burden (~62 %)- €62.00
Total€38.00

Common Benefits in Kind

Benefit in kind (general)

Allowance EUR 50/month (§ 8 (2) sentence 11 EStG)

Company bike (e-bike)

0.25% of list price/month (from 2019)

Job ticket

Tax-free if granted in addition to salary (§ 3 No. 15 EStG)

Meal subsidy

Benefit value 2026: EUR 4.40/meal

Recreation allowance

EUR 156/employee, EUR 104/spouse, EUR 52/child (flat-rate 25%)

A benefit in kind increases your taxable income. The tax burden depends on your individual marginal tax rate. Some benefits in kind are tax-free (e.g. a job ticket granted in addition to salary) or have allowances (e.g. the EUR 50/month benefit-in-kind threshold). Simplified calculation without solidarity surcharge and church tax.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

FAQ

Frequently Asked Questions

What is a non-cash benefit (geldwerter Vorteil)?

Non-cash benefits are employer-provided perks with monetary value, such as company cars, meal vouchers, or gym memberships. They are generally taxable income up to certain exemption limits.

What non-cash benefits are tax-free?

Tax-free benefits include employer subsidies for public transit (Jobticket), up to 50 euros per month in sachbezuege (benefits in kind), and certain childcare subsidies.

Which minimum wage is used in the calculator?

The statutory minimum wage in Germany is €13.90/hour since 1 January 2026 (previously €12.82). The Minijob threshold rose automatically to €603/month. Values are current in the calculator.

Guide

Quick Answer

This calculator computes the tax and social security burden on benefits in kind such as company cars, job tickets or non-cash benefits.

What is the Non-Cash Benefit Calculator 2026 — Company Car & Meal Vouchers?

This calculator computes the tax and social security burden on benefits in kind such as company cars, job tickets or non-cash benefits.

How does the Non-Cash Benefit Calculator 2026 — Company Car & Meal Vouchers work?

Enter the type and value of the benefit in kind. The calculator determines the taxable amount and computes wage tax and social security contributions. Allowances such as the 50-euro non-cash benefit exemption are considered.

Key Data and Facts

Non-cash benefit exemption: 50 euros/month (tax-free). Job ticket: tax-free if in addition to salary. Meal subsidy: non-cash benefit value 2026: 4.40 euros (lunch).

Step-by-Step Guide

How to calculate the non-cash benefit step by step: 1. Choose the type of benefit: company car, job ticket, benefit in kind, meal subsidy, company apartment or another benefit. 2. Determine the value: company car (1 % rule): 1 % of the gross list price per month + 0.03 % per kilometre of distance. Electric car: only 0.25 % (up to a list price of 70,000 EUR). Benefits in kind: market value of the benefit. Meal subsidy: official benefit-in-kind value (2026: 4.40 EUR for lunch). 3. Check the exemption limit: benefits in kind up to 50 EUR/month are tax-free. Job ticket: tax-free if granted in addition to the salary (it is offset against the commuter allowance). 4. Calculate tax and social security: the non-cash benefit is added to the gross wage and taxed and subject to contributions as usual. 5. Check flat-rate taxation: some benefits can be taxed at a flat rate (e.g. job ticket at 25 %).

Calculation Example

Firmenwagen, Listenpreis 40.000 EUR, 25 km Entfernung. Geldwerter Vorteil: 400 EUR (1 %) + 300 EUR (0,03 % x 25 km) = 700 EUR/month. Steuerlast (30 % marginal tax rate): ca. 210 EUR.

Sources · E-E-A-T

Official sources

Calculations are based on applicable German laws and official data:

Full methodology at Methodology.

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