Price-to-Rent Ratio Calculator
Determine the price-to-rent ratio (multiplier) of a property as investment. Includes all acquisition costs and examples, updated for 2026.
Purchase Price Factor
24,3
Expensive
Gross Rental Yield
4,11%
Annual Net Cold Rent
14.400,00 €
Rating Scale Purchase Price Factor
The purchase price factor indicates how many annual net cold rents the purchase price represents. The lower, the cheaper the property relative to rent.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is the purchase price factor?
The purchase price factor (Vervielfaeltiger) is the ratio of the purchase price to the annual net rent. A factor of 20 means you pay 20 times the annual rent. Lower factors indicate better investment value.
What is a good purchase price factor?
Factors below 20 are considered favorable, 20-25 is moderate, and above 25 is expensive. In popular cities, factors of 30-40 are common, while rural areas may offer 10-15.
What is the Price-to-Rent Ratio Calculator?
The price-to-rent ratio calculator computes the ratio of purchase price to annual cold rent and evaluates the viability of a property investment.
How does the Price-to-Rent Ratio Calculator work?
Enter the purchase price and annual cold rent. Price-to-rent ratio = purchase price / annual net cold rent. A low ratio indicates a favourable investment. The calculator also shows the gross rental yield (100 / ratio).
Key Data and Facts
Ratio below 20: favourable. 20-25: moderate. Above 25-30: expensive. Gross rental yield = annual cold rent / purchase price * 100. In major cities 2026: ratio often 25-40.
Step-by-Step Guide
How to calculate den Kaufpreisfaktor step by step: 1. Kaufpreis enter: Der Angebotspreis oder der tatsaechliche Kaufpreis der Immobilie. 2. Jahresnettokaltmiete calculate: Monatliche Nettokaltmiete x 12. Bei Eigennutzung: Die marktubliche Miete fuer eine vergleichbare Wohnung schaetzen. 3. Kaufpreisfaktor calculate: Kaufpreis / Jahresnettokaltmiete. Beispiel: 300.000 EUR / 12.000 EUR = 25. 4. Bewertung: Faktor unter 20: guenstige Investition, hohe Rendite. Faktor 20-25: moderate Bewertung. Faktor 25-30: eher teuer, Wertsteigerung muss Rendite bringen. Faktor ueber 30: sehr teuer, nur bei starker Wertsteigerungserwartung sinnvoll. 5. Bruttomietrendite: 100 / Kaufpreisfaktor. Bei Faktor 25: 4 % Bruttomietrendite. 6. Nettomietrendite beachten: Abzuege fuer Instandhaltung (1 %), Leerstand (2-3 %), Verwaltung und nicht umlegbare costs reduzieren die Rendite um ca. 1,5-2 Prozentpunkte.
Calculation Example
Eigentumswohnung, Kaufpreis 280.000 EUR, Nettokaltmiete 850 EUR/month. Jahresmieteinnahmen: 10.200 EUR. Kaufpreisfaktor: 280.000 / 10.200 = 27,5. Bruttomietrendite: 3,6 %.
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