Minijob Calculator Germany
For a minijob in Germany up to 603 € a month (2026): your net pay with or without topping up pension insurance, plus the employer's levies and total cost.
Mini-job limit 2026
€603.00 / month
Employee net
€520.00
Total employer cost
€682.08
Contributions: €162.08 (31.2 %)
Employer contributions
Mini-job rules 2026: Up to EUR 603/month. Employees are generally subject to pension insurance but may apply for exemption. The employer bears the flat-rate contributions. Actual levy rates may vary by health insurer.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
What is the Minijob earnings limit?
The Minijob earnings limit is 603 euros per month since 2026, linked to the minimum wage (13.90 euros × 130 ÷ 3, rounded up to full euros). Earnings above this limit convert the position to a Midijob.
Do I pay taxes on a Minijob?
Minijobs are usually taxed with a flat-rate 2% tax paid by the employer. Alternatively, regular taxation via tax card is possible, which may be beneficial if you have unused tax allowances.
Should I opt out of pension insurance in my Minijob?
Without an exemption you pay 3.6 % of your earnings yourself – the difference between the full contribution rate of 18.6 % and the employer's flat 15 %. At 520 euros that is 18.72 euros a month, at 603 euros 21.71 euros. In return, the months count as full compulsory contribution periods, for example for qualifying periods, rehabilitation benefits and the reduced earning capacity pension. You apply for the exemption in writing to your employer; it applies for the entire duration of the Minijob and cannot be revoked.
Guide
What is the Minijob Calculator Germany?
The minijob calculator computes the contributions for marginal employment (minijob up to 603 euros/month) for both employee and employer.
How does the Minijob Calculator Germany work?
Enter the monthly income. The calculator shows the employer's flat-rate contributions (approx. 30%) and the employee's pension contributions (3.6%, with opt-out option).
Key Data and Facts
Minijob limit: 603 euros/month (since 2026, dynamically linked to the minimum wage). Flat-rate wage tax: 2%. Employer flat rate: 13% health + 15% pension + 2% tax + levies.
Step-by-Step Guide
How to calculate the contributions for a minijob step by step: 1. Enter your monthly income: Up to max. 603 EUR/month (2026, dynamically linked to the minimum wage). 2. Calculate the employer flat-rate contributions: Health insurance: 13 % (for those with statutory health insurance). Pension insurance: 15 %. Flat-rate wage tax: 2 %. Levies U1, U2 and the insolvency benefit levy: approx. 1.1 %. Total employer burden: approx. 31 %. 3. Employee contributions: Pension insurance: 3.6 % of income (the difference to 18.6 % after deducting the employer share of 15 %). Exemption from the pension insurance obligation is possible upon application. 4. Taxes: With flat-rate taxation (2 %) no further taxes apply. 5. Net payout: Without pension exemption: gross minus 3.6 %. With pension exemption: full gross. 6. Health insurance: A minijob does not establish your own health insurance cover.
Calculation Example
Minijob 450 EUR/month. Employee pension contribution (3.6%): 16.20 EUR. Net: 433.80 EUR. With pension exemption: full 450 EUR net. Employer cost: 450 x 31% = approx. 139.50 EUR.
Sources
Official sources
Calculations are based on applicable German laws and official data:
Full methodology at Methodology.
Reviewed by Konstantin Iakovlev · Last updated:
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