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Garnishment Calculator

Determine the garnishable portion of your income according to the garnishment table.

Updated 2025 Data stays local

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

How much income is protected from garnishment?

The garnishment protection threshold (Pfaendungsfreigrenze) is updated annually. In 2025, the base amount is approximately 1,491 euros per month for a single person without dependents.

Does a P-Konto protect my bank balance?

A P-Konto (garnishment protection account) protects a base amount (currently about 1,491 euros/month) from seizure. Additional amounts for dependents can be unlocked upon request.

What is the Garnishment Calculator?

The garnishment calculator determines the attachable and non-attachable portions of your income per the garnishment table.

How does the Garnishment Calculator work?

Enter your monthly net income and the number of maintenance obligations. The calculator determines the garnishment-free amount and the attachable portion using the garnishment threshold notice.

Key Data and Facts

Garnishment threshold 2025: 1,491.75 euros (no maintenance obligations). Increase of approx. 560 euros per obligation. Table adjusted on 1 July each year.

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