Retirement Start Calculator
Determine your earliest possible retirement date. With standard retirement age and deductions for early retirement.
Regulärer Rentenbeginn
Juni 2042
Regelaltersgrenze: 67 Jahre
Rente ab 63
Für langjährig Versicherte (35 Beitragsjahre)
Juni 2038
Abschlag: 14,4% (48 Monate x 0,3%)
Rente mit 45 Beitragsjahren
Besonders langjährig Versicherte (abschlagsfrei)
Nicht möglich (mind. 45 Beitragsjahre erforderlich, aktuell: 35)
Regelaltersgrenze: ab Jahrgang 1964 = 67 Jahre. Abschlag bei vorzeitigem Renteneintritt: 0,3% pro Monat (max. 14,4%). Besonders langjaehrig Versicherte (45 Beitragsjahre): ab Jahrgang 1964 abschlagsfrei mit 65. Angaben ohne Gewähr.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is the regular retirement age?
The regular retirement age is gradually increasing from 65 to 67 depending on your birth year. Those born in 1964 or later have a retirement age of 67.
Can I retire early?
With 35 years of insurance, you can retire from 63 with deductions (0.3% per month early). With 45 years of contributions (especially long-insured), you can retire from 63 without deductions.
What is the Retirement Start Calculator?
The retirement start calculator determines when you can retire: standard retirement, early retirement and pension for long-term insured persons.
How does the Retirement Start Calculator work?
Enter your date of birth. The calculator computes the standard retirement age (gradual increase to 67) and options for earlier retirement with deductions (0.3% per month) or without deductions after 45 insurance years.
Key Data and Facts
Standard retirement age: birth year 1964+: 67. Retirement at 63: after 45 contribution years without deduction. Early with deduction: max. 14.4% (48 months * 0.3%).
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