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Home Purchase Ancillary Costs Calculator

Calculate all ancillary costs when buying a house. Transfer tax, notary, land registry and broker.

Updated 2025 Data stays local

Typical: 3.57% incl. VAT (buyer share)

Cost Breakdown

Real Estate Transfer Tax

Bayern: 3,5%

12.250,00 €

Broker Commission

3,57% inkl. MwSt

12.495,00 €

Notary + Land Registry

ca. 2,0%

7.000,00 €

Purchase Price

350.000,00 €

Total Side Costs

31.745,00 €

ca. 9,1% of purchase price

Total Costs

381.745,00 €

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

What are the ancillary purchase costs for property in Germany?

Ancillary costs include real estate transfer tax (3.5-6.5% depending on the state), notary and land registry costs (about 2%), and broker commission (typically 3.57% including VAT, often shared).

Can I reduce the ancillary purchase costs?

You can buy without a broker, negotiate movable items separately (not subject to transfer tax), or buy in states with lower transfer tax rates. Notary costs are legally fixed and cannot be negotiated.

What is the Home Purchase Ancillary Costs Calculator?

The house purchase ancillary costs calculator computes all incidental costs: transfer tax, notary fees, land register fees and broker commission.

How does the Home Purchase Ancillary Costs Calculator work?

Enter the purchase price and state. The calculator computes each cost item individually and as a total. Ideally, ancillary costs should be funded from equity.

Key Data and Facts

Transfer tax: 3.5-6.5% depending on state. Notary fees: approx. 1.0-1.5%. Land register fees: approx. 0.5%. Broker: legally split 50:50, typically 3.57% each incl. VAT.

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