24 Calk24

Real Estate Calculator

Comprehensive calculation for property purchase. Purchase price, ancillary costs, financing and return.

Updated 2025 Data stays local

Max. Monthly Rate

1.225,00 €

35% of 3.500,00 €

Max. Loan Amount

267.272,73 €

Max. Purchase Price

288.429,75 €

Purchase Side Costs

28.842,98 €

approx. 10%

Summary

Equity50.000,00 €
+ Loan amount267.272,73 €
- Purchase costs28.842,98 €
= Max. Purchase Price288.429,75 €

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

What additional costs should I expect when buying property?

Ancillary purchase costs include real estate transfer tax (3.5-6.5%), notary fees (about 1.5%), land registry fees (about 0.5%), and possibly broker fees (3.57% or shared). Total: 7-15% of the purchase price.

How do I determine a fair property price?

Compare with similar recent sales, check the local rent index, calculate the price-to-rent ratio (ideally under 25), and consider getting an independent property valuation.

What is the Real Estate Calculator?

The property calculator computes the total cost of a property purchase including ancillary costs and determines the required financing.

How does the Real Estate Calculator work?

Enter the purchase price, equity and state. The calculator adds transfer tax, notary fees and broker commission. It computes the financing requirement and the monthly instalment at a given rate and repayment.

Key Data and Facts

Ancillary purchase costs: 7-15% of purchase price (depending on state). Transfer tax: 3.5-6.5%. Notary and land register: approx. 1.5-2%. Broker: approx. 3-4% per side.

Related Calculators