Child Supplement Calculator
Check your entitlement to the child supplement. For families with low income. With current 2026 standard rates, allowances and eligibility check.
Details
Child Supplement per Month
€99.00
Expected entitlement
Per Child / Month
€49.50
max. €297.00
Per Year
€1,188.00
Note: The child supplement is a maximum of €297.00 per child/month (2026). The actual amount depends on income, housing costs, and other factors. In addition to the child supplement, there are entitlements to child benefit and education and participation benefits.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
What is the child supplement (Kinderzuschlag)?
The child supplement is up to 297 euros per child per month for families whose income covers their own needs but not their children's. It is designed to prevent families from needing Bürgergeld.
Who is entitled to the child supplement?
Families who receive child benefit, have sufficient income for themselves, but not enough for their children. The income must be at least 900 euros (couples) or 600 euros (single parents) gross.
Are 2026 standard rates reflected?
Yes — Bürgergeld, child benefit (€255/child), Wohngeld and other social benefits are all set to 2026 rates. Source: Federal Ministry of Labour and Social Affairs (BMAS) and German social code (SGB).
Guide
Quick Answer
The child supplement calculator computes the supplement for low-income families who can avoid citizens' benefit.
What is the Child Supplement Calculator?
The child supplement calculator computes the supplement for low-income families who can avoid citizens' benefit.
How does the Child Supplement Calculator work?
Enter income, housing costs and number of children. The supplement is paid when parental income is sufficient for the parents but not for the children. The calculator checks income thresholds and computes the supplement.
Key Data and Facts
Max. child supplement 2026: 297 euros per child/month. Min. income threshold: 900 euros (couples) / 600 euros (single parents). Entitles to education and participation benefits.
Step-by-Step Guide
How to calculate the child supplement step by step: 1. Check the minimum income: couples must earn at least 900 EUR gross, single parents at least 600 EUR. 2. Calculate the parents' needs: the parents' total needs (standard requirement + proportional housing costs) must be covered by their own income. If it is not, there is an entitlement to citizen's income (Bürgergeld) instead of the child supplement. 3. Determine the child supplement: maximum supplement 2026: 297 EUR per child/month. Income exceeding the parents' needs is offset against the child supplement at 45 % (reduction). 4. Deduct the child's income: the child's own income (e.g. maintenance) is taken into account. 5. Note the additional benefits: recipients of the child supplement automatically receive benefits from the education and participation package (school supplies, lunch, tutoring, club fees) and are exempt from day-care fees. Example: married couple, 2 children (6 and 10 years old), gross income 2,800 EUR, rent 750 EUR warm. Parents' needs (2 x 506 EUR standard requirement + about 450 EUR housing share): about 1,462 EUR. Net income after social contributions/tax: about 2,150 EUR. Surplus over the parents' needs: 688 EUR. Offsetting (45 %): 688 x 45 % = 309.60 EUR. Child supplement: 2 x 297 = 594 EUR minus 309.60 = 284.40 EUR/month. Together with child benefit (518 EUR), the family receives 802.40 EUR for the children.
Calculation Example
Married couple, 2 children, gross 2,800 EUR, rent 750 EUR. Maximum child supplement: 594 EUR (2 x 297). After income offset (45%): approx. 284.40 EUR/month. Plus child benefit (518 EUR): 802.80 EUR/month for the children.
Sources · E-E-A-T
Official sources
Calculations are based on applicable German laws and official data:
- Bundesministerium für Arbeit und Soziales (BMAS)
- Deutsche Rentenversicherung
- Sozialgesetzbuch (SGB) — gesetze-im-internet.de
Full methodology at Methodology.
Social Benefits
Related Calculators
Unemployment Benefit Calculator
Calculate your entitlement to unemployment benefit I. With benefit duration, assessment earnings and benefit rate. With current 2026 standard rates, allowances.
Housing Allowance Calculator
Check your entitlement to housing allowance. Calculation according to the Housing Allowance Act with rent level and income.
Child Benefit Calculator
Calculate your child benefit entitlement. Currently 259 euros per child per month. Free online, no registration required, up-to-date for 2026 benefits.
BAföG Calculator
Calculate your BAföG entitlement for university or school. With allowances and income assessment. Free online, no registration required, up-to-date for 2026.