VBL Calculator — German Public Sector Pension 2026
Calculate your VBL company pension (Versorgungsanstalt des Bundes und der Länder) for public sector employees. With pension points and 2026 examples.
Details
Estimated VBL Pension per Month
749,35 €
8.992,17 € per year
Total Supply Points
187,3
9,4 SP/year x 20 years
Total Contribution / Month
289,10 €
Employer share: 225,75 €
Employee share: 63,35 €
Note: This calculation is highly simplified and for rough guidance only. Actual VBL company pension depends on many factors. As of: 2026.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
Frequently Asked Questions
What is the VBL pension?
VBL (Versorgungsanstalt des Bundes und der Laender) provides supplementary pensions for public sector employees. It is a compulsory occupational pension that supplements the statutory pension.
How much does VBL cost?
Employees contribute about 1.81% of gross salary; the employer contributes about 6.45%. The VBL pension amount depends on the contribution period and income during employment.
What is the VBL Calculator — German Public Sector Pension 2026?
The VBL calculator computes the supplementary pension from the Federal and State Pension Institution for public-sector employees.
How does the VBL Calculator — German Public Sector Pension 2026 work?
Enter your gross salary, length of employment and mandatory insurance period. The calculator determines the pension points and computes the monthly VBL supplementary pension in addition to the statutory pension.
Key Data and Facts
VBLklassik: mandatory insurance in the public sector. Employee contribution: 1.81%. Employer contribution: 6.45%. VBL pension supplements the statutory pension.
Step-by-Step Guide
How to calculate die VBL-Betriebsrente step by step: 1. Zusatzversorgungspflichtiges Entgelt enter: Das Bruttogehalt, auf das VBL-Beitraege gezahlt werden (entspricht weitgehend dem gross laut TV-L oder TVoeD). 2. Beitraege pruefen: employee-Umlage: 1,81 % des gross. employer-Umlage: 6,45 % des gross. Bei VBLextra (freiwillige Zusatzvorsorge): weitere Eigenbetraege moeglich. 3. Versorgungspunkte calculate: Jaehrliche Punkte = (Jahresentgelt / Referenzentgelt) x Altersfaktor. Der Altersfaktor ist hoeher fuer juengere Beschaeftigte (Zinseffekt). 4. Versorgungspunkte addieren: Alle jaehrlichen Punkte ueber die gesamte Beschaeftigungsdauer summieren. 5. Monatliche Betriebsrente: Summe der Versorgungspunkte x Messbetrag (4 EUR). 6. Zusammen mit der gesetzlichen pension ergibt sich die Gesamtversorgung im Alter.
Calculation Example
Angestellter im oeffentlichen Dienst, gross 4.200 EUR/month, 35 Dienstjahre. AN-contribution: 76,02 EUR/month. Geschaetzte Versorgungspunkte: ca. 85. VBL-pension: 85 x 4 EUR = 340 EUR/month.
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