Orphan Pension Calculator 2026 — 10% / 20% German Half/Full
Calculate German orphan's pension (Waisenrente) from the deceased parent's pension: 10% for half orphans, 20% for full orphans, per child and in total.
Details
Orphan Pension per Child / Month
€150.00
10% of pension (Half-orphan)
Per Child / Year
€1,800.00
Note: Half-orphan pension (one parent deceased) is 10% of the deceased's pension, full orphan pension (both parents deceased) is 20%. Paid until age 18, or 27 if in education. Not included: the supplement under § 78 SGB VI (0.0833 earnings points per month of the deceased's contributions, 0.075 for full orphans). As of: 2026.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
Who is entitled to an orphan's pension?
Orphan's pension is available to children whose deceased parent was insured in the statutory pension system. Half-orphan's pension is paid if one parent died; full orphan's pension if both parents died.
How long is orphan's pension paid?
Orphan's pension is paid until age 18, or until 27 if the child is in education, training, voluntary service, or is disabled. Since July 2015 the orphan's own income is no longer counted.
Is my own income deducted from the orphan's pension?
No. Since 1 July 2015, own income is no longer offset against orphan's pensions – adult orphans with a training allowance, side job or mini-job also receive the full pension. The calculator therefore does not ask for the child's income: with a deceased parent's pension of 1,500 euros, the half-orphan's pension is 150 euros and the full orphan's pension 300 euros a month, regardless of own earnings. From the 18th birthday, all that matters is that a condition such as school, vocational training, university studies or voluntary service applies.
Guide
What is the Orphan Pension Calculator 2026 — 10% / 20% German Half/Full?
The orphan's pension calculator computes the amount of the half or full orphan's pension for children of deceased insured persons.
How does the Orphan Pension Calculator 2026 — 10% / 20% German Half/Full work?
Enter the pension entitlements of the deceased parent. Half-orphan pension: 10% of the deceased's pension. Full-orphan pension: 20%. The supplement under § 78 SGB VI, which depends on the deceased's months of contributions, is not included.
Key Data and Facts
Half-orphan pension: 10% of the insured person's pension. Full-orphan pension: 20%. Payable until age 18, with training/studies until 27. Own income is not offset (since 2015).
Step-by-Step Guide
How to calculate the orphan's pension step by step: 1. Determine the pension entitlement of the deceased: earnings points x current pension value (42.52 EUR since 1 July 2026, uniform nationwide). Alternatively, use the amount from the pension notice of the deceased. 2. Determine the type of orphan's pension: half-orphan's pension (one parent deceased): 10 % of the insured person's pension. Full-orphan's pension (both parents deceased): 20 % of the higher insured person's pension. 3. Credited period and supplement: the time from death until age 66 and 3 months (death in 2026; rising to 67 by 2031) is credited as if it were insurance time. In addition, the orphan receives a supplement of 0.0833 earnings points (full orphans: 0.075) per month of the deceased's contributions (§ 78 SGB VI). 4. Allowance and offsetting: since 2015 the orphan's own income is no longer offset. 5. Duration of receipt: until the 18th birthday. In the case of school, training or studies: until 27 years. In the case of disability: indefinitely. 6. Submit the application to the DRV.
Calculation Example
The deceased father had 30 pension points (Entgeltpunkte) from 360 months of contributions. Pension entitlement: 30 x 42.52 = 1,275.60 EUR. Half-orphan's pension (10%): 127.56 EUR/month. Plus the supplement under § 78 SGB VI: 360 x 0.0833 = 29.988 pension points x 10% x 42.52 = 127.51 EUR. Total: 255.07 EUR/month (up to 10.8% less if the parent died before age 65).
Sources
Official sources
Calculations are based on applicable German laws and official data:
- Bundesministerium für Arbeit und Soziales (BMAS)
- Deutsche Rentenversicherung
- Sozialgesetzbuch (SGB) — gesetze-im-internet.de
Full methodology at Methodology.
Reviewed by Konstantin Iakovlev · Last updated:
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