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Widow's Pension Calculator

Calculate the entitlement to widow's or widower's pension. Large and small widow's pension compared.

Updated 2025 Data stays local

Details

Widow Pension per Month

925,22 €

Large Widow pension (55%)

Total Income

2.125,22 €

Own income + Widow pension

Widow Pension per Year

11.102,64 €

Income Credit

Pension before credit (55%)990,00 €
Freibetrag (West)1.038,05 €
Excess income161,95 €
Credit (40%)-64,78 €
Widow pension after credit925,22 €

Hinweis: Die grosse Witwenrente (55%) wird gezahlt, wenn der/die Hinterbliebene älter als 47 Jahre ist, erwerbsgemindert ist oder ein Kind erzieht. Die kleine Witwenrente (25%) ist auf 24 Monate befristet. Freibetrag West 2025:1.038,05 € + 220,19 € pro Kind. 40% des übersteigenden Einkommens werden angerechnet. Stand: 2025.

Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.

Frequently Asked Questions

How much is the widow's/widower's pension?

The small widow's pension is 25% of the deceased's pension for 24 months. The large widow's pension is 55% (or 60% under old law) if the survivor is over 47, disabled, or raising a child.

Does my own income affect the widow's pension?

Yes, own income above a tax-free allowance (currently about 992 euros net in West Germany) is credited at 40%. This means for every euro above the threshold, the pension is reduced by 40 cents.

What is the Widow's Pension Calculator?

The widow's/widower's pension calculator computes the amount of survivor's pension for spouses and registered partners.

How does the Widow's Pension Calculator work?

Enter the deceased's pension and your own income. Small widow's pension: 25% for 24 months. Large widow's pension: 55% (old law: 60%). Own income above the allowance is offset at 40%.

Key Data and Facts

Large widow's pension (new law): 55% of the insured person's pension. Allowance: 1,038.05 euros (West, 2025). Requirements: marriage at least 1 year and deceased had 5 years' qualifying period.

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