Dental Prosthetics Cost Calculator
Estimate your share of the cost for a crown, bridge, denture or implant: the insurer's fixed subsidy at 60, 70 or 75 % by bonus booklet, plus the hardship rule.
Fixed subsidy from insurer
€198.00
60% Standard care (€330.00)
Your out-of-pocket costs
€302.00
Total costs minus fixed subsidy
| Item | Amount |
|---|---|
| Total costs (Crown) | €500.00 |
| Standard care (basis for subsidy) | €330.00 |
| - Fixed subsidy (60%) | €198.00 |
| = Out-of-pocket | €302.00 |
Comparison: Fixed subsidy by bonus booklet years
| Bonus booklet | Subsidy | Your out-of-pocket costs |
|---|---|---|
| 60% (No bonus booklet / under 5 years) | €198.00 | €302.00 |
| 70% (5 years continuously maintained) | €231.00 | €269.00 |
| 75% (10+ years continuously maintained) | €247.50 | €252.50 |
Hardship regulation
In hardship cases (gross income up to 40 % of the reference value, e.g. basic income support or BAföG) the insurer pays an extra 40 % of the standard care, i.e. the full standard care: €330.00. Out-of-pocket then only: €170.00.
Note: These calculations are for informational purposes only and do not replace professional tax or financial advice. All information without guarantee.
FAQ
Frequently Asked Questions
How much does dental replacement cost?
Costs vary widely: a crown costs 300-1,000 euros, a bridge 800-3,000 euros, and implants 1,500-3,500 euros per tooth. Statutory insurance covers a fixed subsidy based on the standard treatment.
What subsidy do I receive from health insurance?
Statutory insurance pays a fixed subsidy of 60% of the standard treatment cost. With a complete bonus booklet (5 years), this increases to 70%; with 10 years, to 75%.
What costs does the calculator use if I do not enter my own total costs?
It then uses average costs: crown €500, bridge (3-unit) €1,200, full denture €900, implant €2,500. The fixed subsidy is based on flat standard-care values (crown €330, bridge €750, denture €520, implant €540), of which 60% without a bonus booklet, 70% after 5 and 75% after 10 years – for a crown, €198 to €247.50. The exact total costs and the actual fixed subsidy are stated in the treatment and cost plan (Heil- und Kostenplan) that your dentist draws up before treatment and your health insurer approves. You can enter the total costs from it in the “Actual total costs” field; the subsidy remains the calculator's flat value.
Guide
What is the Dental Prosthetics Cost Calculator?
The dental prosthetics calculator estimates the cost of dental work and computes the health fund subsidy (fixed subsidy) and your personal share.
How does the Dental Prosthetics Cost Calculator work?
Select the type of prosthetic (crown, bridge, denture, implant). The calculator shows the standard care, the fund fixed subsidy (60-75% of standard care with a bonus booklet) and your personal share. Higher-quality options cost more.
Key Data and Facts
Fixed subsidy: 60% of standard care (without bonus), 70% after 5 years of bonus, 75% after 10 years. Personal share crown: approx. 300-600 euros. Implant: approx. 1,500-3,500 euros.
Step-by-Step Guide
How to calculate the cost of dental prosthetics step by step: 1. Choose the type of dental prosthesis: crown, bridge, partial/full denture or implant. 2. Know the standard treatment: the statutory health insurance fund pays a fixed subsidy based on the diagnosis. This covers about 60 % of the cost of the standard treatment (the simplest appropriate solution). 3. Check the bonus booklet: 5 years without gaps: 70 % of the standard treatment. 10 years without gaps: 75 %. 4. Calculate the patient's own share: own share = total cost of the chosen treatment - fixed subsidy. 5. Typical costs: metal crown (standard treatment): about 350 EUR, fixed subsidy about 210-263 EUR. Ceramic crown: about 500-900 EUR, same fixed subsidy. Implant with crown: about 2,000-3,500 EUR, fixed subsidy only for the crown. 6. Hardship rule: if gross income is at most 40 % of the reference value (2026: 1,582 EUR for single persons) or you receive e.g. basic income support or BAföG, the insurer pays an additional 40 % of the standard care, i.e. the full standard care (§ 55(2) SGB V).
Calculation Example
Ceramic crown, 10-year bonus booklet (Bonusheft): cost 700 EUR. Standard treatment value 350 EUR. Fixed subsidy 75 %: 350 x 0.75 = 262.50 EUR. Your share: 700 - 262.50 = 437.50 EUR.
Sources
Official sources
Calculations are based on applicable German laws and official data:
Full methodology at Methodology.
Reviewed by Konstantin Iakovlev · Last updated:
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